
This heavenly no-bake banana split cheesecake transforms the classic ice cream dessert into a creamy, indulgent cheesecake that's perfect for summer gatherings. The layers of fresh fruit nestled between velvety cream cheese create a show-stopping dessert without ever turning on your oven.
I first created this recipe for my daughter's birthday when she requested "something with bananas and cherries but not a cake." The look on her face when I unveiled this colorful creation made it an instant family tradition.
Ingredients
- Graham cracker crumbs: Form the perfect crunchy foundation reminiscent of waffle cones
- Cream cheese: Provides that signature tangy richness; use full-fat for best results
- Whipped topping: Keeps the filling light and fluffy without the need for gelatin
- Fresh bananas: Add authentic banana split flavor; choose slightly firm ones to prevent browning
- Crushed pineapple: Brings tropical sweetness; make sure to drain thoroughly
- Maraschino cherries: Offer that classic banana split look and flavor
- Chocolate and caramel syrups: Recreate the sundae experience; look for high-quality varieties
Step-by-Step Instructions
- Prepare the Perfect Crust:
- Combine graham cracker crumbs with sugar and melted butter until the mixture resembles wet sand. Press firmly into your baking dish using the bottom of a measuring cup to create an even layer. The pressure is important for a crust that holds together when sliced.
- Create the Silky Filling:
- Beat the cream cheese until completely smooth before adding powdered sugar and vanilla. Make sure your cream cheese is truly at room temperature to avoid lumps. Fold in the whipped topping using a gentle hand to maintain as much air as possible for a light texture.
- Build the Fruit Layer:
- Spread half the cream cheese mixture over the crust using an offset spatula for precision. Arrange banana slices in a single layer keeping them slightly away from the edges to prevent browning exposure. Distribute pineapple pieces evenly and place cherry halves in a pattern that ensures every slice gets at least one.
- Complete the Assembly:
- Cover all fruit completely with the remaining cream cheese mixture to create a protective barrier that keeps fruit fresh longer. Use a spatula to create a smooth top for the most professional presentation.
- Finish with Flair:
- Drizzle chocolate and caramel sauces in a crosshatch pattern or concentric circles for visual impact. Refrigerate immediately after assembly to allow the flavors to meld and the structure to set properly.

The magic of this dessert lies in the maraschino cherries. My grandmother always kept a jar in her refrigerator for special treats, and that bright red color instantly signals celebration in our family. The first time I made this cheesecake, my son carefully counted to make sure each slice would have exactly two cherries.
Storage Tips
This cheesecake keeps beautifully in the refrigerator for up to 3 days when covered tightly with plastic wrap. The graham cracker crust will gradually soften over time but remains delicious. To prevent bananas from browning, make sure they're completely covered by the cheesecake mixture. If making far in advance, consider adding the fresh banana garnish just before serving.
Serving Suggestions
For an extra special presentation, serve each slice with a small scoop of vanilla ice cream on the side. Create a dessert bar by offering additional toppings like chopped nuts, sprinkles, and whipped cream so guests can customize their slices. This cheesecake pairs wonderfully with coffee or a sweet dessert wine like Moscato.
Make It Your Own
While this recipe captures the classic banana split flavor profile, you can easily adapt it to your preferences. Substitute strawberries for cherries, add a layer of crushed peanuts between the fruit layer, or swirl some strawberry preserves into the cream cheese mixture. For chocolate lovers, fold mini chocolate chips into the cream cheese filling or replace the graham cracker crust with chocolate cookie crumbs.
Frequently Asked Questions
- → How do I keep the bananas from browning?
To prevent bananas from browning, coat the slices lightly with lemon or pineapple juice before layering them in the dessert. This will preserve their color and flavor.
- → Can I use a different fruit instead of pineapple?
Yes, you can substitute crushed pineapple with fruits like diced strawberries, mango, or kiwi, depending on your preference for sweetness or tanginess.
- → What’s the best way to melt butter for the crust?
Melt butter using a microwave in short intervals or on the stovetop over low heat. Make sure it’s fully melted to combine well with the graham cracker crumbs.
- → Can I make this dessert ahead of time?
Absolutely! This dessert can be prepared a day in advance. Chill it overnight for the best flavor and texture before serving.
- → Is there a substitute for whipped topping?
You can replace whipped topping with freshly whipped heavy cream. Beat chilled heavy cream with a bit of powdered sugar until peaks form, and use it as a substitute.