01 -
Preheat oven to 375°F. In a skillet over medium heat, brown the ground beef until fully cooked. Drain fat.
02 -
Stir in taco seasoning and water. Simmer for 2–3 minutes until thickened. Add refried beans and mix until combined and heated through.
03 -
Spoon the beef and bean mixture down the center of each tortilla. Roll them up burrito-style and place seam-side down in a baking dish.
04 -
Pour enchilada sauce evenly over the top. Sprinkle with cheddar and Monterey Jack cheeses.
05 -
Bake uncovered for 20–25 minutes until hot and bubbly.
06 -
Serve with extra sauce spooned over the top, and toppings if desired.